Personal Loan of Rupees 1 Lakh: केवल 5 मिनट में, बिना बैंक स्टेटमेंट/वेतन पर्ची के लोन, Urgent लोन

Get A Personal Loan of Rupees 96,000: Ram Fincorp and RapidRupee are two online platforms that can give you a personal loan of Rs 96,000 quickly. You can get your personal loan from one of these services quickly and easily without paying a lot of paperwork like payslips or bank statements. Some of the most frequently requested documents include your Know Your Customer (KYC) Aadhaar, PAN, and bank account details. Take RapidRupee, for example: they offer application-based loans, get you approved in 20 minutes, and transfer the money to your account in about 2 hours. In this article, we will be discussing more about getting a personal loan of Rs. 96,000 in 5 minutes without any bank statement or income proof.

But the fact that you can get a personal loan online without submitting banking information is a positive development. These personal loans can be taken from your home using your phone, so the answer is yes. Whenever you need urgent money, you can easily get a loan of Rs 1,00,000. It can be obtained from Non-Banking Financial Companies or NBFCs, who will give you a repayment period of up to 12 months. The best part is that your loan is completely secured. Now, when we talk about the eligibility criteria from the Ram Fincorp company that you need to know. Ram Fincorp has several requirements that borrowers can fulfill in order to secure their own loan. 

Applicants must be permanent residents of India and between 21 and 60 years of age at the time of completion of the loan. ID proof, address proof, passport-size photo, income proof, and much more are all required documents that you need to show or attach while applying for a personal loan urgently online. There are a few benefits that you need to know in detail, which we will be able to explain in the later part of this article. Below is the overview table that will give you a better understanding of a personal loan to be issued without any bank statement, any other documentation, or other details that you are required to know. So, let us start.

Get A Personal Loan of Rupees 96,000 – Overview

Loan Type	Personal Loan
Loan Year	2024
Loan Amount	Rs. 96,000
Loan Approval Time	5 Minutes
Documents Required	Aadhaar Card, PAN Card, Voter ID, Bank Account Details, etc.
Documents (Non-Mandatory)	Bank Statement and Salary Slip
Age Limit (Min)	21 years
Age Limit (Max)	60 years
Interest Rates (Average)	10.32% (24 months)
Financial Institutions Example	Ram Fincorp and RapidRupee
KYC Procedure	Mandatory
Repayment Period	30 to 40 Days
Late Fee Applicability	Applicable
Credit Score Check	Checked By Banks and Financial Institutions
Other Details	Check Article

As we have mentioned earlier, several financial institutions like Ram Fincorp and RapidRupee are interested in providing instant loans to eligible members, and the personal loans will be approved in just minutes. Without any documentation of the bank statement or salary slip, you can receive the loans on your bank account. There will be late fees that are applicable, and you must pay them if you fail to pay them back in 30 to 40 days, where that is the repayment period. Every eligible person who is aged between 21 and 60 years, respectively, is advised to avail of this personal loan offer from such financial institutions. For more information, kindly check all the information that we will mention below in this article and read it completely for better understanding.

Get A Personal Loan of Rupees 96,000 – Benefits without Bank Statement and Salary Slips

Following are the benefits of taking a personal loan without a bank statement and salary slip that you must know in detail, one by one:

1. Applicants can submit their loan application with a copy of their latest bank statement, Form 16, or income certificate instead of submitting a copy of their Income Tax Return (ITR).

2. Those who are self-employed or have undisclosed income can still get a personal loan, as long as they can prove they have other sources of income. This charity enables more people to access financial help.

3. You can improve your chances of getting a loan without an income score, which is typically above 685, by maintaining a good credit score. If a lender has a high credit score, it shows a high quality of care and gives lenders greater self-confidence and the ability to pay costs.

4. If you have high-value investments, mutual fund units, or even gold as a security deposit, you can still get a personal loan without disclosing your income. This gives the lender more peace of mind and can make it easier to approve the loan.

5. If you’re short on supporting documents like paychecks or bank records, you can increase your chances of loan approval by bringing in a qualified lender. Lenders have greater confidence in a borrower’s ability to repay when they have secondary evidence of consistent income, such as a co-applicant.

6. Personal loans are available to a number of borrowers with easy-to-understand eligibility criteria, making finding one simple. You can speed up the loan approval process by finding a lender with straightforward information.

While it’s true that you can get a personal loan without the usual income verifications, you need to weigh your options, read the fine print, and make sure you can repay the loan before you run into trouble of various types.

Get A Personal Loan of Rupees 96,000 – Eligibility Criteria

Following are the eligibility criteria that you must know if you are planning to apply for a loan and get the personal loan offer of Rs. 96,000:

• You must be aged between 21 and 60 years, respectively, to apply for the personal loan.
• You must have a proper source of income to apply for a personal loan.
• You must be able to link your Aadhaar card with your mobile number to apply.
• You must have a savings account with any of the reputed banks.
• You must be aware of whether personal loans are available in your area or not.

Frequently Asked Questions – Get A Personal Loan of Rupees 96,000