PNB 15 Lakhs Personal Loan: PNB personal loan 2024 is being made available to customers of Punjab National Bank, and under this scheme, there is an opportunity to avail personal loans up to Rs 15 crore from Punjab National Bank. Individuals who urgently need loan money for any emergency activities, such as financial expenses, medical expenses, educational reasons, home remodeling, emergency loans for family celebrations, and so on, will have a highly profitable personal loan program. Punjab National Bank, on the other hand, welcomes personal loan applications for various reasons and can be submitted online or in person. In this article, we will be discussing Punjab National Bank’s Rs. 15,00,000 personal loan that you must know in detail.
Through Punjab National Bank, one of the leading banks in India, a group of government employees and self-employed people have bank accounts. These accounts include savings accounts, salary accounts, and other types of bank accounts. Banks offer a specific service called personal loans, which aim to provide immediate assistance to customers in case of emergencies. There is an unlimited amount of money that can be borrowed through a personal loan. So, anyone can apply for one. The maximum amount that can be borrowed through a personal loan is Rs. 30,00,000; the amount that can be borrowed depends on the income of the borrower. The annual percentage interest rate on personal loans offered by PNB starts at 12.40%.
The interest rate on a personal loan for a self-employed person can go as low as 13.75%, but if their CIBIL score falls below 750, it can go up to 147.5%, including interest. They also apply a 0.35% processing fee, which ranges from Rs 2,500 to Rs 15,000. It may vary, or depending on the loan amount, they are going to be deducted from the bank account. The additional charges for the customers are Rs 1,320 for documentation and Rs 2,500 for credit. Below is the overview table that will give you an idea of the Punjab National Bank’s new personal loan offer that you must know in much detail.
PNB 15 Lakhs Personal Loan:अब आसान से मिलेगा लोन सिर्फ 5 मिनट में मिलेगा 15 लाख तक लोन, केवल आधार कार्ड से
As we have already mentioned earlier, the Punjab National Bank, or PNB, is offering a personal loan of Rs. 15,00,000 for those eligible members who are really interested, and this offer is only for those who have a bank account with the Punjab National Bank. With an interest rate of 11.15%, the loan amount would be received immediately from the comfort of your home via the online method, and that too in just 5 minutes. You are required to upload a few scanned documents while applying, and these documents are very essential. The documents include ID proof, income proof, address proof, etc. If you want to apply for the personal loan, then you must be eligible, and when we talk about the age limit, you must be at least 21 years old and a maximum 65 years old to apply for this loan in 2024. For more information, kindly read the full article for better understanding, or you can simply visit the PNB’s official website, which is already mentioned in the overview table for reference.
PNB 15 Lakhs Personal Loan – Scheme Offers
Different categories of consumers can avail personal loans up to Rs. Punjab National Bank (PNB) provided Rs 15 lakh through its schemes. Salaried employees in the public and private sectors who have deposited their salaries in their PNB accounts are eligible for personal loans. Eligibility is based on having worked for the company for at least three years. Anyone with a PNB account can access the required funds in no time at all, and the approval process takes no more than five minutes.
PNB 15 Lakhs Personal Loan – How to Apply?
Following are the important steps that you are required to know to apply for a personal loan from the Punjab National Bank in detail, one by one:
First of all, you must open any internet browser and visit the official website of PNB, which is already mentioned.
Then, you need to locate a section that is related to personal loans, which is available on the website’s homepage.
After that, you can start filling out the application form once you click on the personal loan application section.
After the completion of the form, you are required to upload a few scanned documents that are necessary and finally move ahead with the submission part.
After submission of the form, you need to wait for the bank’s approval, and the approval will be done within 5 minutes if everything is accurate.
Once the loan is approved, it can be received directly to your PNB bank account, where you can repay the loan through the online method only.
Before starting the personal loan application process at Punjab National Bank, make sure that you fulfill all the eligibility requirements listed on the website. These include minimum income requirements, age limits, and other related restrictions.
PNB 15 Lakhs Personal Loan – Documents Required
You need to submit certain documents while applying for a personal loan with Punjab National Bank. These include your Aadhaar card, PAN card, electricity bill, salary slip, photograph, and much more. If you want to apply for a personal loan with Punjab National Bank, you need to have these documents, which are also important in deciding whether you are eligible for a loan.
Frequently Asked Questions – PNB 15 Lakhs Personal Loan
Ques: Which bank gives personal loans to its customers?
Ans: Punjab National Bank gives personal loans to its customers.
Ques: How much is the loan amount that the bank provides?
Ans: The bank provides a loan amount of Rs. 15,00,000.
Ques: Will the loan amount be approved quickly on an urgent basis?
Ans: The loan amount will be approved within 5 minutes on an urgent basis.
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